Terms and Conditions

1. Acceptance and scope

By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, you should not use the website. These terms apply to general website use and do not by themselves create a client, adviser, fiduciary, legal, accounting, tax, or other professional relationship.

2. Informational content and professional engagement

Articles, guides, calculators, downloads, and other website material are general information only. They may not reflect the latest legal, regulatory, tax, or financial developments and are not a substitute for advice based on your facts.

A formal professional engagement begins only when FiscalFlow and the relevant client execute a separate written engagement document defining services, responsibilities, fees, and applicable limitations. Submitting a consultation form or receiving an email confirmation does not create that engagement.

3. User responsibilities

You are responsible for the accuracy and lawfulness of information you submit and for independently evaluating decisions made using website information.

• Do not provide another person’s personal data without authority.
• Do not rely on general content as a filing instruction, legal opinion, investment recommendation, or assurance of an outcome.
• Maintain appropriate professional advice, records, approvals, and statutory filings for your circumstances.

4. Intellectual property

Unless otherwise stated, FiscalFlow owns or is authorised to use the website design, wordmark, articles, downloads, graphics, and other original material. You may view and download resources for personal or internal business reference. You may not republish, sell, scrape at scale, remove notices, misrepresent authorship, or create derivative commercial products without written permission.

5. Acceptable use

You must not interfere with the website, attempt unauthorised access, introduce malicious code, probe security, overload infrastructure, impersonate another person, submit unlawful or misleading material, or use the site in a way that violates applicable law or third-party rights.

6. Third-party links and services

The website may link to government resources, legislation, service providers, or other external material. Those services are controlled by their respective operators. A link does not imply endorsement, and FiscalFlow is not responsible for external availability, accuracy, security, privacy, or terms.

7. Disclaimers

The website and its general information are provided on an “as available” basis. To the extent permitted by law, FiscalFlow disclaims implied warranties of completeness, currency, fitness for a particular purpose, non-infringement, and uninterrupted availability. Outcomes in tax, compliance, fundraising, finance, or business matters depend on facts, authorities, counterparties, and changes outside FiscalFlow’s control.

8. Limitation of liability

To the maximum extent permitted by applicable law, FiscalFlow will not be liable for indirect, incidental, special, consequential, exemplary, or loss-of-profit damages arising from website use, inability to use the site, reliance on general content, or third-party services. Nothing in these terms excludes liability that cannot lawfully be excluded.

9. Indemnity

To the extent permitted by law, you agree to indemnify FiscalFlow against third-party claims, losses, and reasonable costs arising from your unlawful use of the website, violation of these terms, or infringement of another person’s rights.

10. Suspension and termination

FiscalFlow may restrict or terminate access where reasonably necessary to protect the website, users, rights, or legal obligations. Provisions intended to survive termination, including intellectual property, disclaimers, liability, and governing law, will continue to apply.

11. Changes to these terms

FiscalFlow may update these terms to reflect operational, legal, or service changes. The effective date will be updated when revisions are published. Continued use after a change means the revised terms apply from their effective date.

12. Governing law and jurisdiction

These terms are governed by the laws of India. Subject to mandatory law and professional legal review, courts in Bengaluru, Karnataka will have jurisdiction over disputes relating to website use.